From the category archives:

Finance & Money

Find Your Lost Super Fund $$ (Superannuation)

Unfortunately many Australians lose track of their superannuation accounts because they don’t treat them as seriously as bank savings.

When they change their name, change their job and their address, they forget to tell the super fund that there has been a change of circumstances and unfortunately that means that there are a lot of people [...]

15 comments

The Barefoot Investor: 5 Steps to Financial Freedom (Book Review)

Need to buy a present for a young person who owns every single consumer item known to mankind?
Give them a hand to break the cycle of spending money like there’s no tomorrow and putting it all on their credit card by buying them “The Barefoot Investor: 5 Steps to Financial Freedom” by Scott Pape

The [...]

10 comments

Simple Savings.com.au Reviewed – Will it Help Australians Save Money?

I joined as a paid member of www.simplesavings.com.au a year ago to see if I could find any useful money savings tips on it. In this review I go through the pros and cons of paying to be a www.simplesavings.com.au member

The premise of www.simplesavings.com.au is that most people pay too much money for things but [...]

18 comments

Invest Your Money With Long Term Perspective

GUEST ARTICLE: Listen to the financial pundits or BBQ banter and you would be forgiven for thinking we were caught mid-chapter of Chicken Little.

credit: sonofgroucho

Doomsayers are publicising their scary visions for the global economic future and lay people are confused and made fearful by the Nostradamus-like vague prophecies of complete financial meltdown.
What is most [...]

8 comments

View Your Credit File-Record for FREE

So, you can’t pay that $5,000 on your credit card. Or you’ve missed your mortgage payment for the third time in three months. How long will it haunt your credit record? The official answer is five years – seven if you’re a bankrupt.
Most people worry about these black marks hanging around forever. The truth is [...]

38 comments

Members Equity High Interest Rate Online Savings Account: No Fees Great Service

I’d already been a customer of Members Equity for several years and I was really happy with their InterestME transaction account. By good luck they had just launched their own High Interest Online Savings Account which gave me the same high interest rate that my previous high interest savigns account did whilst giving me reliable [...]

11 comments

Sydney Morning Herald discount student subscription to SMH

If you are a University, high school or primary school student/teacher or someone in your house is than you can get a special educational discount subscription to the Sydney Morning Herald (SMH) for between $25 and $135 dollars a year!
Note:

To get the discount uni student/staff prices with home delivery during summer you need to sign [...]

24 comments

Free Currency Converter Foreign Exchange (Forex)

Whether you’re shopping online and the shop you’re buying from is in a different country, receiving income from Google adsense in $US dollars, travelling overseas and withdrawing money from an ATM or need to send money to a relative overseas you’ll need to know what the exchange rate is between your currency and the local [...]

20 comments

Diversifying Investments into BRIC / Emerging Economies: Pros and Cons

GUEST ARTICLE: Investors are often told to diversify instead of keeping their money only in Australian assets.
Tim Hewson from Raboplus weighs the pros and cons of investment diversification overseas – considering that BRIC (Brazil, Russia, India and China) stock markets are likely to be quite volatile and the S&P 500 is almost the same value [...]

5 comments

Inflation Slashes Purchasing Power and Squeezes Family Budgets

GUEST ARTICLE: I wonder if the average Australian realises that a high inflation rate is really dangerous because it reduces their pay packet’s spending power at a time when prices for everyday products and services are rising?

Due to the inflation now skyrocketing around 2.2 MILLION PERCENT, the 50 billion dollar bill you see here is [...]

4 comments

Australian Listed Property Trusts (A-REITs): Safe As Houses?

GUEST ARTICLE: Until recently the Australian Property Trust sector was seen by many investors as a medium-risk investment with a solid income stream and a good hedge against high-risk share investments.
What they didn’t realise was that highly leveraged property trusts like Centro would get in trouble when interest rates rose, liquidity evaporated and property trusts [...]

2 comments

Financial Face Off: Australian Dollar versus US Dollar

GUEST ARTICLE: The Australian dollar continues to rise and many pundits are predicting it will soon hit or even pass $US parity. Tim Hewson from Raboplus discusses where the Australian dollar might be headed.

After the Australian dollar recently touched a 25 year high of US$0.9849, trying to pin-point how high the Australian might go ultimately [...]

6 comments

Trustworthy Financial Planners Hard to Find: Commission vs Fee For Service

In Australia “we have this misnomer called financial planning, which is actually commission selling, most people get herded into the more expensive funds, which are often not the best funds” said Garry Weaven (non-executive chair of Industry Fund Services) in the Sydney Morning Herald recently.

Investing photo credit: Pockaces

Bribes & Kickbacks AKA “Soft Dollar Commissions”
Garry isn’t [...]

20 comments

Do Your Tax Return Online Using Free Etax Service

The Australian Taxation Office’s FREE E-tax service lets you prepare your tax return and baby bonus claim electronically and lodge them online. You might need to do one or the other or both. Most people find e-tax easy to use. In 2006-07 over 1.6 million Australians lodged their tax return using e-tax.

[...]

78 comments

Find Local Cheap Petrol Prices Fuelwatch: Unleaded, Premium ULP, Diesel, LPG

Average unleaded petrol prices in Australia have risen by almost 80% since early 2003 from around 90c per litre to about $1.60 per litre of standard unleaded petrol in mid-2008.

Motormouth Petrol [...]

22 comments

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